So called identify theft protection companies provide one primary effective "service:" They send Fraud Alert notices to the credit agencies. You may save the $100 per year or so these companies charge by mailing these notices yourself.
Fraud Alerts are the by far the most effective means individuals have to protect themselves from criminals fraudulently opening accounts in their names.
We provide you three pre-written letters you merely need to sign and mail. We also provide you a link to one credit reporting agency to initiate a single 90 day alert.